Stop.Think.Connect. Celebrates National Older Americans Month

May is National Older Americans Month, a tradition since 1963 that shows our nation’s commitment to recognizing the contributions and achievements of older Americans. This year’s theme, “Never too Old to Play,” encourages older Americans to stay engaged, active, and involved in their own lives and in their communities.

As technology becomes more present in our daily lives, older Americans are increasingly using the Internet to stay engaged. Email, social networking, and personal websites allow us to stay informed and connected with family and friends. The Internet also provides an easy way to shop, plan travel, and manage finances without leaving the comforts of home. However, just like any other public environment, the Internet requires awareness and caution. Many of the crimes that occur in real life are now done - or at least facilitated - through the Internet. Many online scammers target older Americans via emails and websites for charitable donations, dating services, auctions, health care, and prescription medications.  

In commemoration of National Older Americans Month, the Stop.Think.Connect. Campaign offers the following tips for enjoying the benefits of the Internet while staying safe from cyber fraud and predators. Below are some common sense rules from the real world that apply in the online world:

1) Don’t judge a book by its cover. Cyber criminals hide behind the anonymity of the Internet. Don't communicate or reveal any personal information to strangers online. Personal information includes your name, address, age, phone number, birthday, email address, social security number, and insurance policy numbers – even your doctor’s name.

2) Look before you leap. Don't enter contests, join clubs, open attachments, or share your personal information for any reason, unless you know you are on a reputable website. Most organizations – banks, charities, universities, companies, etc. - don’t ask for your personal information over the Internet. Beware of requests to update or confirm your personal information.

3) All that glitters is not gold. Be wary of emails offering “free” gifts, prizes, or vacations. These are tricks designed to get you to give up personal information. Personal information can be pieced together to steal identities, money, or credit.

4) A chain is only as strong as its weakest link. Once we understand the dangers we face online, we need to tell other people who might not be as cyber savvy. Every Internet user, no matter how young or old, is our nation’s first line of defense against people who might want to do harm. If we all become more aware of who we talk to, what we say, and what we share online, we can all make a big difference.

For a list of common fraud schemes aimed at older Americans, visit the Federal Bureau of Investigation (FBI).

IdentityTheft Info

Identity Theft:
Contact Credit Reporting Agencies:
It is very important for you to contact each of the three major credit reporting agencies to put a fraud alert on your credit reports and to get a copy of your credit reports. Reviewing your credit reports will help you to determine if there has been any unusual activity with any of your credit cards or other credit accounts. The names and phone numbers of each of these reporting agencies are as follows:

* Equifax 1-800-525-6285
* Experian 1-888-397-3742
* Trans Union 1-800-680-7289

We understand that this process may be confusing, so set forth below is additional information about how to put a fraud alert on your credit reports and what to do once you get a copy of your credit reports.

Fraud Alert:
A "fraud alert" is a statement that can be placed on your credit reports that can state "please do not issue credit without calling me first at this number” (you will provide your home number and/or your business number). Companies seeing this fraud alert should not issue credit to an imposter without calling you at your home first.

Please know that if you place a "fraud alert” on your credit file, you will not be able to get instant credit because you will not be at your home or office to receive the phone call for the credit to be issued. If you place a fraud alert but then want to be able to get instant credit, you will need to remove it from your credit file.

The credit bureaus will not keep the fraud alert on your credit reports indefinitely. It's likely that they will give you the option of leaving it on three months, six months, or if you ask for it in writing, seven years. You should consider leaving the fraud alert on ~--your credit reports as long as possible in order to protect yourself. It's our
understanding that having a fraud alert on your credit file will not reduce your credit score.

Copy of Credit Reports:
The credit reporting agencies may charge a fee in order to obtain a copy of your credit report. However, it's our understanding that if you advise them that you are a potential victim of fraud, that they may provide them to you free of charge.

When you receive your credit reports from the three credit reporting agencies, you will note that they each use different formats. The most important things to look for to help protect yourself from fraud are the following:

1. Is there a different name on your credit report, or is your name misspelled in anyway?

2. Is your social security number correct? Are there any other social security numbers or slightly different numbers on your credit report?

3. Are all of the accounts yours?

4. Are all of the accounts that you closed listed as closed? If there appears to be open accounts or if there are credit balances for accounts that you believe were closed, you should check with the creditor to confirm whether there has been an error.

5. Look at the inquiry section of the report. This is the section that says "these companies received your credit report for the purposes of issuing you credit." The section lists companies and creditors who received a full copy of your credit report. Under federal law, they are only allowed to get your report with your permission. If there are companies in that section that you do not recognize, you should find out why and how that company was able to access your credit report.

If you find that there are any errors, mistakes, or inquiries that you do not recognize, you should immediately write a letter to each of the three credit reporting agencies. Inform them of the errors and ask for clarification of the addresses and telephone numbers of the companies that received your credit report. You should also notify the companies that accessed your credit report without your permission, and find out whatever information you can, including getting a copy of any application that may have been completed. This could be an indication of an imposter attempting to establish credit in your name.

Change Your Passwords:
It's in your best interest to use passwords that no one would know. For example, for any accounts that you've used your "mother's maiden name" as a password, it's advisable to change it to something else that no one knows.

Contact Police If You Suspect Fraud:
If you detect or suspect any fraudulent use of your identity, you should file a report with your local police or the police where the identity theft took place. Request a copy of the report in case the bank, credit card company, or others need proof of the crime later on.
The Federal Trade Commission also publishes tips on how you can prevent and deal with identity fraud. You can access the FTC's Internet site at www.consumer.gov or call them at 1-877-10- THEFT (1-877-438-4338).
 

Teen Drivers

Freedom. Getting their driver's license opens a new world to young drivers. Suddenly, the possibility of new destinations and experiences with friends are within grasp. But a new driver lacks the experience that is sometimes needed on the road. Situations can appear in a second, sometimes too fast for a new driver to respond to. But, there are ways to avoid dangerous situations. There are ways to keep a new driver - and their passengers - safe on the road. Find out how to keep new drivers safe on the road DID YOU KNOW ? Teen drivers are found at fault in 66% of ALL FATAL collisions that they are involved in, although they only represent 4% of the state's licensed drivers. The leading cause of DEATH for Americans 15 - 20 years old is motor vehicle collisions.

New drivers need to Start Smart. Click here to view a summary of the Start Smart class.

What is the Start Smart Program? The California Highway Patrol's Start Smart program is a driver safety education class which targets new and future licensed teenage drivers between the age of 15 - 19 and their parents/guardians.  You can contact the local CHP office if you are interested in this program for your new teen driver.  Our local office is in Oceanside can be reached at 760-757-1675.

Memorial Service for Dr. Roger Rowe-Parking Information

Saturday, March 31, at 1:00 pm, the memorial service for Dr. Roger Rowe, who served our community for over 40 years as superintendent of schools, will be held at the Village Presbyterian Church in Rancho Santa Fe.

There has been an outpouring of support from individuals and organizations in our Village and over 100 volunteers have been working together to help with this celebration.

Besides the church service, speakers  and music honoring him, there will be a full military honor guard and salute. Dr. Rowe was both active and reserve duty in the United States Navy for over thirty years, retiring as Captain. The reception following will feature tables of memorabilia from the school, community and Dr. Rowe's career beginning in the 1950's. Students from the R. Roger Rowe School will be helping with ushering.

Because of the limited parking and potential congestion around the church, it is respectfully requested that attendees car pool and use the efficient shuttle system that has been devised by the Patrol and Association. Buses and vans will be available from the Christian Science Church Parking lot (Paseo Delicias and La Flecha); Garden Club, Association Office (on Avenida De Acacias near La Granada)  and both parking lots at the R. Roger School (including the El Fuego lot- on the corner of El Fuego and La Granada). 

The Village Church will have have four parking attendants, one at each entrance.

There will be additional handicapped spaces available at the church on a first-come

first-served basis. The shuttle service will run from 11:45 to 4.

Mountain Lion Spotted

A Mountain Lion was sighted at 08:00 hours on 3/25/12 in the backyard in the area of 5000 El Acebo. The resident's son may of seen the animal (or similar) on 3/23/12 well.  Fish and Game was notified. 

  The ranch is home to many species of animals, including coyotes, bobcat and mountain lions. These animals are native to the area and can be attracted around homes by leaving pet food out, the presence of small pets, etc. State Fish and Game warn people to not leave food or pets outside and keep a close eye on small children- especially during early morning or late afternoon times. In addition, do not jog, bike or hike alone; do not approach a coyote, bobcat, or mountain lion.
Sometimes the attraction of smaller wild animals attracts the bigger animals as well.

These animals are most active at dawn, dusk and at night.
Often deer are attracted to the area because of food sources, same with opossums, raccoons, and other prey. These animals are often prey for larger animals.

In the past, neighboring communities have had sightings as well. Mountain lions usually avoid humans; they are quiet, solitary and elusive. They can have a range of 200 miles.

Please take precautions to avoid coming in contact with these animals. Below are referral numbers you can call for more information. Refer to the websites below. If you see a mountain lion or experience an attack, contact the numbers below. Fish and game would like to know of sightings to track the activity.

San Diego County Wildlife Services 1-800-486-0010
California Fish and Game- San Diego office 858-467-4201
http://www.keepmewild.org/
http://www.co.san-diego.ca.us/awm/wildlife_services.html

Reporting Suspicious Activity and Crime

Reporting Suspicious Activity and Crime

Law enforcement cannot overcome crime without the support of citizens individually and as a community. When you help the Sheriff’s Department and RSF Patrol, you are also helping yourself to keep from becoming a victim of crime. It’s a community responsibility!

YOUR HELP IS NEEDED

If you see a crime being committed, report it immediately and accurately. If you are a victim of crime, report it as soon as possible. Even a five minute delay in reporting can significantly reduce the likelihood of catching the criminal. Don’t hesitate to call if you think something may be wrong, and don’t worry about being embarrassed if your suspicions turn out to be unfounded. Think about what could happen if you don’t act.

STEP 1: BE ALERT FOR SUSPICIOUS ACTIVITY, such as…

• Someone running from a car or home.

• Someone screaming. Even if you cannot determine what the screams are or exactly from where they are originating, call the Sheriff’s Department and report it.

• A person who seems to have no purpose wandering in the neighborhood.

• Any unusual or suspicious noise that you cannot explain, such as breaking glass, pounding, the sound of gunfire, or an aggressively barking dog.

• A business transaction conducted from a vehicle. This could involve the sale of drugs and/or stolen property.

• Offers of merchandise or services at ridiculously low prices. Remember, if it sounds too good to be true, it probably is.

• Strangers carrying property from residences or closed businesses.

• Strangers going into the side or backyard of neighbor’s home, especially when the neighbor isn’t home. Also report strangers entering a neighbor’s home in an unusual manner: through a window, breaking a window, kicking a door down.

• A stranger in a car stopping to beckon a child.

• A child resisting the advances of an adult.

• Abandoned vehicles that could possibly be stolen cars.

• Individuals attempting to forcibly enter a locked vehicle, especially at night or in a parking lot.

• A burglar alarm sounding.

• Excessive traffic to and from a residence, especially during unusual hours.

STEP 2: WRITE IT DOWN

As soon as possible, write down everything you can remember. Don’t rely on your memory. It’s very easy to get things mixed up or forget details – especially if you were the victim. Be as exact as you can and try to avoid guessing. Keep the following description of persons and vehicles handy where you can find it when needed.

Traffic Info- San Dieguito Half Marathon Feb 12

The Association has been notified that the 44^th Annual San Dieguito Half-Marathon and 5K Walk will be taking place on Sunday, February 12, 2012. Our apologies for the late notice, but we were just informed. This event has an annual attendance of nearly 1,500 participants, volunteers and spectators.

 Local traffic will have access throughout the route, although there may be some traffic delays. Please drive carefully throughout the route. The California Highway Patrol will provide personnel along with course marshals to assist in providing a safe event for participants and allowing residents access on the roads. The road closures will be from 7:45 to 10:30 a.m. (depending on the area). 

If you have any questions on the event, please contact Kathy Loper, event director at 619-298-7400.

www.kathyloperevents.com/sandieguitohalf

See map below: